Buying a home can be very challenging and stressful. It is a big step and can be very confusing to many people, especially when they are buying for the first time. It is mentioned many times that a home is likely to be the biggest single financial investment that most Australians will make. It is therefore crucial to seek expert advice in order to make the right decisions. To avoid the pitfalls that so often befall first time buyers. First time buyers (FHB) deserve to get the right loans. The right loan that meets one objective and requirements
We will apply for First Home Owner’s Grant (FHOG ) on your behalf if you include the FHOG application with your loan.
We are in the position to help first home buyers achieve their goals. We have many years of experience organizing home loans. We give every new client our undivided attention and ongoing support. We make it possible for first time buyer to get the best deal available in the market. We believe in the ‘Yes We Can’ attitude.
We work with first home buyers throughout the loan process. We explain every step of the process to make it simple to understand. Getting a first home loan does not have to be complicated or stressful. FHB should not be confused as to whether they can or cannot get a loan. We tell FHB that they do not need to assume or believe on stories that they hear around. They simply need to contact us. We can explain and take them through the process.
FHB should contact us as soon as they plan to purchase their first home. We can provide them with a loan pre-approval. More importantly, we can get them prepared and ready to lodge an application when they make a purchase. We will ask them few questions that are required by lenders to process their loan. Some of these questions may be about employment and savings.
Lenders may need to know how long they have worked in their current job. They may need to know if they are full time, part time, or a casual employee. Please note that being casual employee does not disqualify one from getting a loan. There are many lenders in today’s market. They have different policies and requirements. It is our job to collect as much information as possible. The right lender is the one willing to provide applicant with the best loan. The best loan is the most cost effective loan to applicant based on the applicant’s situation.
Dedication, Integrity, Honesty and Professionalism. You will have qualified, accredited and motivated people ready and willing to assist you. The motive to truly assist regardless of your situation. We can help with home loans, investment loans, construction loans, commercial loans, person loans, car & caravan loans, smsf, and insurance. This includes refinancing, consolidating and topping up your existing loans.
We listen to understand your goals rather than jumping to conclusion. Expertise in the fields combined with tools in our disposal enable us to rigorously evaluate many options available. We can then help to identify the best solution that matches your needs. Our process is simple and clear. We do all the hard work while having you fully involved along the process. We promise to find you the best deal.
We do not charge for our services. In rare circumstances where charges may apply, applicants will be made aware upfront, earlier before starting to prepare their applications. We will give them the opportunity not to proceed with the application if unwilling to proceed. We want our clients to get best deals in the most cost effective way. Best deals is what we stand for.
We are not a franchise. We don’t work under any lenders’ instruction. We work with many lenders, both big and small. We choose lenders according to the products and services they provide. We don’t sell our own products. Our structure allows us to freely provide clients with a full range of suitable options. We will show and explain available products to clients. Clients can then choose the ones which suit them best.
PO Box 659, Coorparoo, QLD 4151
P: 1300 462 776
F: 07 3711 5256
E: info@aproloans.com.au
Monday - Sat, 8 AM to 8 PM
General advice warning: This advice may not be suitable to you because it contains general advice that has not been tailored to your personal circumstances. Please seek financial advice prior to making financial decisions.
Home loan products subject to change without warning.