Whether you are looking to upsize, downsize or even move to a new area, we offer a range of loans to meet your needs. Read on to see our latest rates and features. Buying a home takes more time and research than, say, buying a tablet or smartphone. Before diving in, it’s important to understand the process. Every home buyer’s journey happens on a slightly different timeline, but here are some steps every prospective buyer should take.
1. Search and discover
The home-buying process often occurs organically and may begin a year or more before the actual purchase. You’ll get started by viewing home listings online to discover what types of homes you can get in different price ranges. Look at homes in your favorite neighborhoods, and review statistics and reports on home values. Use this time to dream about some of your favorite home features, and start to put together your list of priorities.Most buyers will find a property during this phase that prompts them to move to the next stage.
2. Do the math and your required homework
Most would-be home buyers need a mortgage to purchase a home. While the process has gotten easier as we’ve moved farther away from the financial and lending crisis, it can still be challenging if you’re not prepared.
You need to know what you can afford, the types of loans available, and how what you can afford will affect your home search. Pull your credit report, and understand your financial situation. Then you can get pre-approved.
Many buyers need to repair their credit rating, save more money, or allow cash to the season for some time before buying. Use the next few months to address any financial issues.
3. Dive in and have fun
At some point along the way, you should connect with a local real estate agent. These relationships form early, and having that person beside you during your search should be invaluable.
Go to open houses, make appointments and see as many homes as possible. Before making an offer, you’ll need to know the market inside and out. The more homes you see, the more you will know about your local real estate market, and the more confidence you will have when that dream house comes along.
And if you miss out on a deal or two, it’s okay. It’s all part of the process. Don’t feel rushed, and realize that the home search often becomes a part-time job. Have fun with it.
If you find yourself in the real estate market prior to doing significant research, you may be jumping the gun. Unlike a tablet, smartphone or even a car, a home is a long-term investment — and a special one at that. It’s where your life will happen. Move too quickly and buyer’s remorse can creep in.
Dedication, Integrity, Honesty and Professionalism. You will have qualified, accredited and motivated people ready and willing to assist you. The motive to truly assist regardless of your situation. We can help with home loans, investment loans, construction loans, commercial loans, person loans, car & caravan loans, smsf, and insurance. This includes refinancing, consolidating and topping up your existing loans.
We listen to understand your goals rather than jumping to conclusion. Expertise in the fields combined with tools in our disposal enable us to rigorously evaluate many options available. We can then help to identify the best solution that matches your needs. Our process is simple and clear. We do all the hard work while having you fully involved along the process. We promise to find you the best deal.
We do not charge for our services. In rare circumstances where charges may apply, applicants will be made aware upfront, earlier before starting to prepare their applications. We will give them the opportunity not to proceed with the application if unwilling to proceed. We want our clients to get best deals in the most cost effective way. Best deals is what we stand for.
We are not a franchise. We don’t work under any lenders’ instruction. We work with many lenders, both big and small. We choose lenders according to the products and services they provide. We don’t sell our own products. Our structure allows us to freely provide clients with a full range of suitable options. We will show and explain available products to clients. Clients can then choose the ones which suit them best.
PO Box 659, Coorparoo, QLD 4151
P: 1300 462 776
F: 07 3711 5256
E: info@aproloans.com.au
Monday - Sat, 8 AM to 8 PM
General advice warning: This advice may not be suitable to you because it contains general advice that has not been tailored to your personal circumstances. Please seek financial advice prior to making financial decisions.
Home loan products subject to change without warning.